Homeowners Insurance New York

There is no personal investment more significant than the family home. From a financial standpoint, your home is one of the largest personal investments you will ever make. From a personal standpoint, your home is the place where your children grow up and where your family establishes a lifetime of memories. You want to protect your home to preserve your investment and to keep your memories alive.

The average homeowner faces challenges such as:

  • Fire
  • Flood
  • Wind Damage
  • Rain Damage
  • Property Damage from a Variety of Sources

The last thing you need when the rain starts pouring into your living room is to find out that you do not have adequate insurance coverage to take care of the problem. You want to have the peace of mind that comes with having proper insurance, but have you taken the necessary steps to protect your property?

As risk assessment and insurance professionals, we take the time to find out what kind of coverage you want, and then compare it to the coverage that you need. It is our job to give you all of the options that are available to you and help you to find the solution that fits your budget and your expectations. We want you to know that, if the rain water does come pouring into your living room, that you have it covered.

What about flood insurance? Do you live in an area that is susceptible to flooding? If you do live in a flood zone, then are you sure that your current homeowners insurance will cover the damage? You would be surprised at how many homeowners think they have flood coverage, but then find out that they do not have coverage at a time when they need it most.

Our insurance professionals will not leave you wondering if you are covered or not. We will point out the real risks that your home faces and we will show you what we can do to protect you from those risks. It is our job to know the questions you need to ask to protect your home and then develop answers to those questions.

Sometimes you are aware of those questions, and sometimes you are not. But when we take care of your homeowners insurance, we give you all of the answers you need.