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  As a building contractor, you always want to make sure that your company is protected in the event of any unforeseen problems such as theft of materials or damage to a project in progress. As a construction project owner, you want to be sure that the

  Every once in a while a story emerges where a private business refuses to serve customers because of ethnic or religious beliefs. Inevitably, a firestorm emerges and the debate starts on whether or not a private business can refuse to do business with certain customers. One

  In the state of New York, every employer must carry workers’ compensation insurance to cover injuries sustained at work. For small businesses, the thought of using workers’ compensation insurance is not something they want to deal with. But if you want to handle a situation properly

  Federal trucking safety regulations are created and maintained by the Federal Motor Carrier Safety Administration (FMCSA) and apply to all commercial trucking throughout the United States. Along with trucking, the FMCSA also writes the rules of the road for buses and almost any other vehicle that

  Risk management is a full-time job, which is why many companies hire us to help identify and protect against risk. Every industry has its risks, and some industries have heightened risks that require a different type of solution. An oil refinery is a business that comes

  When a professional risk management organization analyzes losses, they are usually looking for the causes of each loss to prevent them from happening in the future. Someone who is not trained in proper risk assessment might try to treat the symptoms of a loss instead of

A local/ long haul company can be a lucrative business, but there is always room for improvement in any business venture. If you own this type of business, then we encourage you to review your business practices and find ways to improve your efficiency and productivity. Our

Successful companies understand the importance of paying close attention to worker injuries and developing strong policies to follow after an injury. Good worker injury policies benefit the company and employees by making sure each injury gets the attention it requires and lessons are learned to prevent future

  When it comes to home safety, you cannot take anything for granted. Your home’s windows let the natural light shine in, and they also protect your family from the elements. Buy it is important to keep home safety in mind when dealing with windows to prevent

Rave Mobile Safety recently did a survey of over 500 workplaces to see if employees feel prepared for emergencies and the results are very interesting. Not only did employees feel unprepared for non-fire emergencies, but the perception of safety preparedness varied depending on the age of employees.

When a new year gets underway, it is important for a company to assess its business partners and make sure it is getting the best possible value. If you stay with a company for years out of blind loyalty, then you could be spending a lot of

We have plenty of experience working with restaurant owners, and we can tell you that running a restaurant is hard work. The risks involved in running a restaurant are enhanced by the fact that the profit margins are very slim. If you want to reduce your chances

When the conditions are right, corporations are taking advantage of their windy locations to keep their energy costs down. As a construction contractor who builds wind farms, you have to be conscious of the risks involved and know how to protect your business and employees. We are

In states such as New York, it is mandatory for a company with employees to have workers’ compensation insurance. States that mandate workers’ compensation also have minimum limits that every company must meet to avoid fines. We work with clients on workers’ compensation needs all of the

Contract management is something construction companies can do on their own, or subcontract out to a professional organization. Contracts are complicated legal documents and contract managers assume all of the risk involved in executing and altering contracts. All of this opens up a lot of areas of

Whether you are planning a small one-group concert or a huge festival, security and insurance must be two of your primary concerns. The challenges facing concert promoters are no secret with all of the news of tragedies at shows, and concert promoters must be sure they are

Being a paving contractor means working with big machines and handling a lot of debris. But did you also know that paving contractors need to protect against possible pollution infractions and hazardous waste issues because of the materials they use? Our business experts are trained to handle

For a large number of our construction clients, building work cannot begin until existing structures have been eliminated. Demolition is a dangerous business, and that is why we spend a great deal of time counseling our demolition clients on the best ways to protect their companies and

As risk mitigation professionals, we work closely with our customers to adjust to changes as they happen to make sure that coverage is up-to-date. But over the course of a year, things can change so much that sometimes the coverage could use a little tweaking. That is

A safe fleet of vehicles for your business means less money lost to unnecessary repairs, and it also means lower insurance premiums. We are constantly offering our clients advice on how to bring down their insurance costs, and we find that one big way of keeping costs

No employer ever wants to have to see an employee get injured, but it happens on job sites across the country every day. Even the best safety programs can have injuries, but it is how the company responds to the injury that can help make the situation

  Uber advertises itself as a great way to make extra money by simply using your car as a taxi, but it is what Uber does not tell you that could make all of the difference. Before you decide to join the Uber app and become a

Your business relies on the smooth operation of your fleet of vehicles to survive, which makes the drivers you hire very important people. Any business that relies on a fleet of vehicles should have a comprehensive process for screening and hiring drivers, and that process should be

It is estimated that American businesses lose around $173 million per year to various types of cargo theft. As business risk professionals, we make sure that all of our customers understand the importance of insuring against cargo theft and having risk protection in place to keep financial

Construction companies have a lot of details to attend to with every job they do, and safety is one of the most important details any company can deal with. As risk management professionals, we understand the need for safety on a job site because a safe job

A construction company is like any other business in that it is always looking for the chance to take that next big step in the company’s growth. A company should never sit still; it should always be looking for ways to grow. But when a construction company

As a risk management company, it is our job to consider every possible contingency our clients could run into as they run their business. As you can imagine, some parts of our job are not very pleasant, but that is the reality of the world of business.

Construction companies are constantly moving large equipment to job sites, or taking equipment off job sites for maintenance and repairs. When we consult with our clients, we always take the time to point out the many risks involved with transporting equipment and how those risks can affect

In the discussion of how to make construction trucking safer, some time has to be spent discussing solutions for underride accidents. An underride accident occurs when a sedan or low-riding vehicle slams into the side or rear of a tractor trailer. In most cases, the impact will

As a professional risk management organization that services the construction industry, we are well aware of the different kinds of dangers associated with construction work. We are also well-acquainted with the many dangers that the general public is unaware of, and we work hard to help our

Not every element of risk for a construction company is found in the field or in the workshop. In our years of experience, we have saved our clients a lot of money simply by teaching the importance of funds control, and by offering comprehensive accounting services. If

The Critical Role Of A Project Manager When you own a construction company, it is extremely important that you hire competent and experienced people to work on your projects. Every employee is important to your success, but your project managers are critical in keeping down the cost

When it comes to mitigating risk, it is essential that you work with a professional and experienced organization. Our business professionals are experts at identifying and planning for risk that you might not consider significant. The conditions under which you do business are always affected by outside

In the construction industry, there are plenty of inherent risks in the field work, and in the operating aspects of running the company. Building tall structures comes with a long list of risks, and running a business in this day and age where lawyers are kept very

In any industry, there is a feeling of “that’s not my job” that can open up unexpected risk for any company. When we start talking about the construction industry, the idea of vigilance saving lives and reducing risk is extremely important. A construction company would never ask

In the construction industry, risk is all around you. It is impossible for a construction company to start a job and not run into several different forms of risk, some of which can be financially devastating to the company. When we consult with our construction client on

In the construction world, risk is everywhere. Our job is to help protect our clients from risk that is seen and unseen, and we have become proficient at that over the years. But with every client, there always has to be liability insurance in place to protect

We deal so often in the transfer of risk that we sometimes don’t see the blank expressions in our clients’ faces when we explain to them that we can help in this area. We do eventually catch on that a little explanation is required, and we are

When we talk to our customers about effective risk management, we always insist that risk management only works when the entire company is involved in the process. It sounds like a great thing to say, but what does it mean? As risk management experts, we can help

Drones are the latest high-tech tool to rapidly become part of every day life in the construction industry, but they are definitely not toys. If you intend to use drones in your construction work, then you need to get in touch with your risk management professional immediately

When we talk to new clients about risk management, we make it very clear that risk management is a co-operative effort. While we have years of experience in helping construction businesses to manage their risk, there is only so much we can do without the direct help

  Since we are in the insurance business, we have become adept at explaining to construction company owners the value of what we offer. If you do not utilize professional risk management services, then you are opening yourself up to significant and possibly business fatal financial losses.

A big part of our job as risk management experts is to be able to identify risk potential that our clients would never see. While we would like to think that we have become quite good at identifying all sorts of risks, the difficult part is getting

When we consult with our construction clients, we always try to keep our side of the conversation as effective as possible. We do not try to overload our clients with terms and information they really do not need, because that can make risk management appear to be

Who is responsible for risk management in your construction company? Our clients will point at us and say that we are responsible, but they are only partially correct. Good risk management is a group effort, with each part of the company contributing to the overall success of

We are always surprised when we take on a new client who is an experienced contractor but does not realize that risk is negotiable. Too often we see construction companies enter into agreements for jobs that assign risk to the wrong parties. If you are not checking

When we discuss job site security with our clients, we stress how damaging theft can be. A piece of equipment that is stolen represents lost assets and lost production time. Both of those losses add up to some real financial problems for our clients. We have a

When we coach customers on how they can help to mitigate their own risk, we always give practical advice that customers can use with each project and every day. As risk management professionals, we do everything we can to make sure that our clients are protected from