In today’s fast-paced world, many surprises come flying at us daily. Sometimes it seems like once you’ve gotten your finances in order, you are back at square one due to a major and unforeseen event. If you’re trying to protect yourself or your family from this stressful situation, we recommend looking into personal lines insurance. […]

With the winter weather upon us, it’s time to take a look at your home and make sure you protect it from the elements. Most importantly, you need to examine the cost involved in repairing weather damage to your home and whether or not you’ll be able to handle it when the time comes. Some […]

Liability insurance is a form of general insurance that helps protect the policyholder when someone makes a claim or lawsuit against them. However, liability insurance has liability limits that may require the policyholder to take out additional coverage. An umbrella policy or excess liability coverage is an ideal second step to protect your assets. But […]

As a contractor, you carry insurance to protect yourself, your workers, and your clients. Sometimes accidents or losses due to crime or weather damage happen on construction projects that should be claimable. However, if your insurance carrier either rejects those claims or only partially pays them, it may be because of errors or omissions in […]

In today’s modern world, it’s easy to forget how much work goes into making society run. Without utility work and general contractors, our world would look much different.  Many people ask, “What does a utility contractor do?” Everything from making coffee in the morning to watching TV at night involves unseen labor from utility contractors. […]

Construction work is hard and dangerous, with many casualties happening every year. While the industry has come a long way regarding safety standards, accidents still occur. In New York, former Mayor Bloomberg implemented various new crane laws.  These laws cover areas like stricter testing regulations and licensing, hoping to make crane operations safer for everyone […]

An electrical injury can significantly reduce a person’s overall quality of life. Injuries can range from minor burns to extensive damage to a person’s skin, nervous system, vision, hearing, and internal organs and even cause death.  In particular, construction workers are susceptible to electrical shock injuries, but anyone can experience them. Therefore, depending upon the […]

The construction business constantly sees giant booms, and New York City is no exception. With construction workers and companies building projects daily, including tall skyscrapers, companies need to know general contractor insurance requirements.  Unfortunately, even with safety protocols and the best equipment available, construction work still remains one of the most dangerous jobs. A bodily […]

Contracting work involves many sources of risk, including falls, exposure to toxins, injuries from equipment, and property damage. General contractor insurance in NYC is a fact of life for several reasons. New York State offers employees, subcontractors, and other parties legal protections on the worksite. As such, the liability to a contractor performing work in New York […]

Are you prepared for the risks involved in general contracting work? Optimism and a can-do spirit are essential to every business. Construction contractors cannot afford to overlook the less positive aspects of the industry. Workplace accidents, inclement weather, theft, vandalism, and other problems can lead to general contractor insurance claims that can quickly derail a […]