Plan On Personal Liability Insurance

You are sitting on the front porch of your house reading a book and suddenly you hear a loud crashing noise next door. When you go to investigate, you see your neighbor and your son face to face and your neighbor holding your son’s baseball. The baseball went through the neighbor’s window and now you are responsible to replace that window.

That is a pretty typical situation, but let’s say that we jumped things up a notch by reporting that the baseball also smashed into and destroyed an expensive vase that had been in the neighbor’s family for year. Now a window pane worth a couple of hundred dollars suddenly becomes a $4,000 problem. Do you have the insurance to cover it? Are you sure?

Personal Liability Insurance Is Essential

We understand that no one wants to plan for moments when things go completely wrong. But we also know that, by the time the incident has happened, it is too late to plan. Either you have what you need to handle a situation, or you deal with the consequences.

Our insurance experts can analyze your situation and put together a personal liability insurance plan that will keep you covered in just about any situation. We will examine everything from the age of your responsible parties to the surroundings where you live and come up with a plan to protect you from financial disaster.

The Time To Plan Is Now

Personal liability insurance and some health insurance policies have one thing in common – they do not cover preexisting conditions. You cannot go out the next day and get liability insurance to cover the cost of that broken vase. It is a financial responsibility you must bear on your own and it can be a significant burden.

Instead of going through life hoping that nothing bad happens, you are better off planning for the worst and being prepared just in case. Our experts can put you into an affordable plan that will let you go through life with peace of mind.

Your Liability Is Extensive

If the paperboy tries to deliver your paper before you get a chance to put salt on your icy sidewalk and the paperboy falls and hurts himself, then you are liable. If you swerve your vehicle to avoid an animal and take out the neighbor’s fence, then you will need liability insurance to cover it. Any time a responsible party in your home causes damage to someone else’s property, you are liable.

With that kind of exposure to financial disaster, it only makes sense to protect yourself. A personal liability insurance policy will protect you from the kinds of dangers that you think only happen to other people. If those dangers ever happen to you, then at least you know you have the resources to face those dangers head on.

We are risk assessment and personal insurance experts. It is our job to evaluate your situation and put together a personal liability insurance program that will protect you from financial disaster. Without good liability coverage, you could be facing bankruptcy with a single at-fault incident. Let us show you how to avoid that kind of financial collapse by putting together a liability insurance program that fits your needs and your budget.