Do You Need Pollution Liability Insurance?

Pollution liability provides protection against liability from the effects of hazardous waste materials. Coverage includes the costs associated with pollution clean-up, as well as claims for pollution-related injuries or deaths. To find out exactly what kind of coverage you need, speak with a trusted insurance agency or work with an insurance agent. We can answer any questions you might have and tell you exactly what kind of insurance is needed to cover your business.

Who Needs Pollution Insurance?

Any business that requires the use of environmentally unsafe chemicals can be subject to a pollution lawsuit. More obvious examples include large industrial corporations, garages and junkyards. But even small businesses like hair salons, dry-cleaning services, and general contractors face these risks. Contractors have their own specialized form of pollution insurance known as contractors pollution liability insurance that can meet the specific needs of the construction industry. It’s best to consult with your insurance agent to understand the best options so there are no unexpected exclusions. While some industries are higher risk than others, inquiring about pollution insurance is a good practice to protect yourself from unnecessary risk.
What Does Pollution Insurance Cover?

Pollution liability insurance provides coverage for any claims brought against your company that are related to pollution of property or that causes harmful effects to people. Damages for these claims can result in severe financial challenges or even bankruptcy, which makes having this insurance so crucial to your company. The details will be specific to your policy, but in general pollution insurance will cover:
-Legal defense fees
-Clean-up efforts
-Operations
-Property transfer
-Errors or omissions

Don’t Wait to Get Insurance

Insurance means protection. If you are not comfortable with the level of risk protection you currently have, then call us right away. We have customizable solutions to fit your company perfectly. Pollution liability can cover your company against bodily injury and property damage caused by hazardous waste materials produced from your business operations. Get pollution liability insurance from our team of experts to protect your business and the environment.