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Construction Safety Tips for Summer

Construction Safety Tips for Summer

Sunny, humid days call for proper safety practices in order to keep your construction teams safe from the intense heat. All employees should understanding and practice the following:  Stay Hydrated and Eat Well Supply an ample amount of cold water on job sites and encourage your team

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3 Ways to Lower Insurance Costs

3 Ways to Lower Insurance Costs

Insurance costs are an important aspect to weigh when searching for the right plan for your business. Some plans include expensive and unnecessary add-ons which may provide a false sense of security. Alternatively, cheaper plans may leave your business at risk. Here are some tips for lowering

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Life Insurance for Business Owners

Life Insurance for Business Owners

As part of your business planning, you need to consider what would happen to your company if you or your partners were to pass away. Insurance services are more than just pieces of paper that you file away in case something should happen. Life insurance can: Protect

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Employees v.s. Contractors

Employees v.s. Contractors

What’s the difference between employees and independent contractors? Business owners are responsible for hiring an employee or independent contractor to complete construction-related tasks. Before recruiting a worker, understand the legal differences between the roles of employees and contractors.  Employees An employee is an individual who works at

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Most Common Business Insurance Claims

Most Common Business Insurance Claims

Theft is a huge concern for businesses responsible for storing merchandise or cash inside of their buildings. While it is important to protect the business from break-ins, internal theft by employees is just as common. Take steps to prevent employee theft, such as pre-employment screening, checks and balances,

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Outdoor Dining Safety Tips

Outdoor Dining Safety Tips

With warm, humid days ahead and the lingering risk of COVID-19, it’s time to make sure your outdoor dining area is in tip-top shape. Follow these outdoor dining safety tips to give your customers a comfortable and enjoyable experience. Clean and Disinfect Frequently Daily cleaning in the

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How to Respond to A Data Breach

How to Respond to A Data Breach

A data breach is the release of confidential or proprietary information without authorized consent. These incidents could jeopardize the security of data belonging to you, your business and your customers.  Data Breach Response Plan Assemble Response Team A data breach of any severity should not be taken

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Tips for Home Builders to Prevent Theft

Tips for Home Builders to Prevent Theft

After working hours, empty job sites may become subject to thieves looking for expensive equipment or materials. If you build homes for a living, keep reading for easy ways to prevent theft on your construction site.   Deploy Adequate Lighting Dark unattended construction sites are attractive targets for

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May: Older Americans Month – The Importance of Comprehensive Life Insurance

May: Older Americans Month – The Importance of Comprehensive Life Insurance

As we grow older, start families, travel, build businesses, it becomes clear that financial preparedness is necessary for protection. A sound financial plan allows you comfort in knowing that the necessary funds are available when needed, preventing any future familial burden. Insurance options are confusing, so we’ve

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5 Tips for Selecting An Insurance Provider

5 Tips for Selecting An Insurance Provider

Purchasing insurance can be overwhelming. Understanding rates, endorsements, and conditions can cause confusion and prevent you from making the right decisions. Despite the uncertainty surrounding it, insurance is absolutely necessary for managing risks within your business. Having insurance transfers responsibility for out of pocket costs to an

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How to Protect Your Construction Site from Weather

How to Protect Your Construction Site from Weather

Working under varying weather conditions often comes with unexpected disruptions. From severe rainstorms to freezing temperatures, ensuring you have proper reinforcements reduces any chance of potential damage. Preparing your construction site for inclement weather can significantly reduce delays and prevent employee injuries. As the seasons continue to

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Office Safety Tips

Office Safety Tips

Sitting in a desk chair at the office all day may not seem like the most dangerous work environment to be in, but potential hazards can still be present within your office. To ensure your office is a safe place to work, remind your employees of potential

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April Distracted Driving Month

April Distracted Driving Month

April is Distracted Driving Month, dedicated to bringing awareness to the dangers of distracted driving. According to The National Highway Traffic Safety Administration, approximately 3,142 lives were lost in 2019 due to damages caused by distracted driving. Keep reading to find out what it means to be

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Restaurant Fire Safety

Restaurant Fire Safety

Owning a restaurant comes with plenty of safety concerns, but fire damage is undoubtedly one of the most catastrophic. According to the National Fire Protection Association, approximately 8,000 restaurants in the US are damaged by fire every year. It’s important to thoroughly understand the fire codes enforced

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Characteristics of Successful Small Business Owners

Characteristics of Successful Small Business Owners

Operating a small business is no simple task. Regardless of what industry you’re in, there are many aspects that can make or break the success of your brand. Sustaining a competitive advantage in today’s market requires a talented individual who thinks critically and creates meaningful strategies. As

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Essential Truck Maintenance Tips

Essential Truck Maintenance Tips

Owning and operating a trucking business comes with considerable risk, including the wear and tear that takes place on parts and equipment during a delivery. To combat or prevent these damages, we recommend trying these essential maintenance tips to keep your truck on the road longer. Fluid

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Most Common Causes of Business Interruption

Most Common Causes of Business Interruption

Every day, businesses are faced with risks that can potentially affect their operations. This is why it is crucial to create and implement a strategy that will address the biggest threats within your specific industry. While we cannot foresee most accidents and/or tragic events, we can do

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Risks of Being Underinsured As A Contractor

Risks of Being Underinsured As A Contractor

The amount of risk uninsured or underinsured contractors operate with is significantly higher than their covered counterparts. Just because you believe your business is indestructible, doesn’t mean it is. Never underestimate your insurance requirements and always leave it to a professional who can create a customized risk

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3 Types of Business Insurance You Should Consider

3 Types of Business Insurance You Should Consider

When starting a business, you take on a number of risks before even hiring employees or taking on clients. One seemingly small mishap can lead to a lawsuit, which could be enough to ruin a small business’ future. Luckily, there are many insurance programs designed to protect

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What are Ransomware Attacks?

What are Ransomware Attacks?

Ransomware is a type of malware attack that threatens to publish or destroy a victim’s sensitive data in return for a requested fee. It has the ability to access and lock a computer screen and its files by enabling password-protected software from any location in the world.

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How to Prevent Workplace Injuries

How to Prevent Workplace Injuries

Many accidents can happen at a construction site, so protecting your team is extremely important. We’ve rounded up some of the most actionable tips to prevent workplace accidents and injuries from occurring under your watch. Conduct a Risk Assessment Before breaking any ground on a project, your

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Workers’ Compensation and COVID-19

Workers’ Compensation and COVID-19

As more people begin to flood back into the workplace, many are still worried about potentially contracting and spreading the COVID-19 disease. The excitement to get back to normal socially and economically have many Americans thankful to even have a job to return to. Once the “epicenter”

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What You Need to Know About Restaurant Insurance

What You Need to Know About Restaurant Insurance

As a new or seasoned restaurant owner, your biggest priority is ensuring the safety and satisfaction of your customers. Despite the polished appearance restaurants are able to maintain in their dining rooms, they are often busy, chaotic places that are prone to expensive accidents. Some of the

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Hazardous Waste Mistakes

Hazardous Waste Mistakes

Managing hazardous waste material is a job that comes with extreme danger and responsibility. Here are 3 common mistakes your business can avoid with the right preparation and diligence. 1. Improper Labeling Labeling containers is an important part of hazardous waste protocol that notifies people in a

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How to Protect Your Business from Property Damage

How to Protect Your Business from Property Damage

Property damage can result from a number of events, including weather, negligence, or theft. This can leave businesses vulnerable to devastating losses and unexpected setbacks, that for the most part, were preventable. Follow the tips below to help protect your businesses from a variety of unwanted damages.

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What does Marine Liability Insurance Cover?

What does Marine Liability Insurance Cover?

Life on the water comes with a unique set of risks and challenges. Charter boats, utility vessels, and commercial fishing boats are all very different industries, however, these commercial watercraft all require a similar type of insurance. Marine Liability Insurance covers businesses or contractors against damages and

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COVID-19 Cyber Threats

COVID-19 Cyber Threats

Cyberthreats continuously evolve with public behavior and trends in order to take advantage of their targets’ activity. While the majority of the world has been consumed by fear of the ongoing pandemic, organized online crime groups have begun exploiting the uncertainty and doubt COVID-19 has brought onto

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Winter Weather Truck Driving Tips

Winter Weather Truck Driving Tips

Trucking in serious winter weather conditions can be dangerous, however, skilled, professional truck drivers should be prepared to handle anything. When driving in poor weather conditions, such as wet or icy roads, attentiveness and good maneuvering are essential to remaining safe on the road. While there are

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What is Ambulette Insurance?

What is Ambulette Insurance?

Ambulette services give people the freedom and ability to live their lives, however, they also leave the businesses that run them at heightened risk. The dangers associated with the job are similar to any transportation industry. Drivers may get into unforeseen accidents or a customer’s wellbeing may

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4 Qualities That Make A Good Insurance Company

4 Qualities That Make A Good Insurance Company

1. Honesty Selling insurance is about providing accurate solutions to businesses and individuals who put their trust in you. Good insurance companies know that stretching the truth does more to harm their clients than good. That’s why TCE has earned the respect, trust, and repeat business of

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What Makes A Reliable Truck Driver

What Makes A Reliable Truck Driver

Commercial truck driving requires much more than experience driving a car. Truckers must uphold a certain standard of work ethic in order to accomplish the goals of their employers and clients. Companies who employ truck drivers should always take proper steps to vet potential employees to ensure

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What is a Performance Bond?

What is a Performance Bond?

A performance bond is a guarantee of completion of a large project that is issued by an insurance company. Performance bonds are required by law for major public construction projects, but may also be required for private construction projects as well. Despite the size of your project,

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How Do I Check If A Contractor is Insured?

How Do I Check If A Contractor is Insured?

When searching for a contractor, you may just be comparing quotes, but one of the most important things you should be looking for is contractor liability insurance. This type of coverage handles any mistakes, damages, or injuries that may occur while the contractor completes your job. Even

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3 Risks Associated with Taxi or Limo Companies

3 Risks Associated with Taxi or Limo Companies

Commercial vehicles are responsible for safely transporting people to and from their destinations without any disturbances. However, there are some roadblocks that taxi or limo drivers may face along the way. Taxi drivers must insure themselves in order to prepare for the worst. These are the top

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How to Protect Your Company’s Digital Assets

How to Protect Your Company’s Digital Assets

No matter the size or industry of your business, many of us rely on technology to store information and process business transactions. If you use an email server, a client portal system, or an electronic point of sale system within your business, you have sensitive digital assets

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What Are the Penalties for Not Providing Workers’ Comp?

What Are the Penalties for Not Providing Workers’ Comp?

Workers’ compensation is a type of plan that covers wage replacement and medical benefits due to sickness or injury while performing work related duties. Most businesses require workers’ comp, but especially in industries where there is a high risk of getting sick or injured while on the

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Do You Need Pollution Liability Insurance?

Do You Need Pollution Liability Insurance?

Pollution liability provides protection against liability from the effects of hazardous waste materials. Coverage includes the costs associated with pollution clean-up, as well as claims for pollution-related injuries or deaths. To find out exactly what kind of coverage you need, speak with a trusted insurance agency or

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Paving Contractors Insurance And How It Can Boost Your Business

Paving Contractors Insurance And How It Can Boost Your Business

If you are a paving contractor and you are working without paving contractors insurance than you are taking unnecessary risks. Having the right insurance policy in place is not only good protection, but it is good for business. Whether you focus primarily on homeowners and small neighborhoods

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3 Reasons Your Company Needs Transportation Insurance

3 Reasons Your Company Needs Transportation Insurance

Approximately 15.5 million trucks travel United States roads every day. Whether a truck represents local haulers, a paving contractor, or a demolition contractor, no one in the transportation industry can afford to go without transportation insurance. Commercial insurance isn’t just for one business; it can protect drivers,

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What to Look For In Scrap Metal Recycling Insurance Agencies

What to Look For In Scrap Metal Recycling Insurance Agencies

On a day to day basis, your scrap metal yard is bustling with activity. Truckers are traveling offsite to bring in materials. Employees are operating heavy equipment that sorts out the metals. Customers and vendors are streaming into your premises to drop off their scrap metal. The

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High Or Low Deductibles: The Logic Behind Both

High Or Low Deductibles: The Logic Behind Both

  When people are shopping for insurance, they have to consider what type of deductible they will want to go along with their policy. A deductible is the financial burden that you are willing to accept for each insurance incident. For example, if you choose a $200.00

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Staten Island Location

201 Edward Curry Ave,
Staten Island, New York 10314
Tel:  718-370-3131
Fax: 718-370-3110

Email: info@tceins.com


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Long Island Location

490 Wheeler Road, Ste 251,
Hauppauge, New York 11788
Tel: 631-336-2572
Fax: 631-761-6486
Email: info@tceins.com