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Archive for the risk management Category

Why You Should Have Builder’s Risk Insurance

Why You Should Have Builder’s Risk Insurance

  As a building contractor, you always want to make sure that your company is protected in the event of any unforeseen problems such as theft of materials or damage to a project in progress. As a construction project owner, you want to be sure that the

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Can You Legally Refuse To Serve Your Customers

Can You Legally Refuse To Serve Your Customers

  Every once in a while a story emerges where a private business refuses to serve customers because of ethnic or religious beliefs. Inevitably, a firestorm emerges and the debate starts on whether or not a private business can refuse to do business with certain customers. One

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Your Employee Got Hurt At Work, Now What?

Your Employee Got Hurt At Work, Now What?

  In the state of New York, every employer must carry workers’ compensation insurance to cover injuries sustained at work. For small businesses, the thought of using workers’ compensation insurance is not something they want to deal with. But if you want to handle a situation properly

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Understanding Federal Trucking Safety Regulations

Understanding Federal Trucking Safety Regulations

  Federal trucking safety regulations are created and maintained by the Federal Motor Carrier Safety Administration (FMCSA) and apply to all commercial trucking throughout the United States. Along with trucking, the FMCSA also writes the rules of the road for buses and almost any other vehicle that

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The Risks of Running a Refinery

The Risks of Running a Refinery

  Risk management is a full-time job, which is why many companies hire us to help identify and protect against risk. Every industry has its risks, and some industries have heightened risks that require a different type of solution. An oil refinery is a business that comes

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Understanding Loss Causes Is Critical

Understanding Loss Causes Is Critical

  When a professional risk management organization analyzes losses, they are usually looking for the causes of each loss to prevent them from happening in the future. Someone who is not trained in proper risk assessment might try to treat the symptoms of a loss instead of

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4 Tips to Improve Your Local/Long Haul Company

4 Tips to Improve Your Local/Long Haul Company

A local/ long haul company can be a lucrative business, but there is always room for improvement in any business venture. If you own this type of business, then we encourage you to review your business practices and find ways to improve your efficiency and productivity. Our

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How to Handle a Worker’s Injury

How to Handle a Worker’s Injury

Successful companies understand the importance of paying close attention to worker injuries and developing strong policies to follow after an injury. Good worker injury policies benefit the company and employees by making sure each injury gets the attention it requires and lessons are learned to prevent future

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Tips for Home Window Safety

Tips for Home Window Safety

  When it comes to home safety, you cannot take anything for granted. Your home’s windows let the natural light shine in, and they also protect your family from the elements. Buy it is important to keep home safety in mind when dealing with windows to prevent

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The Gaps In Workplace Emergency Preparedness

The Gaps In Workplace Emergency Preparedness

Rave Mobile Safety recently did a survey of over 500 workplaces to see if employees feel prepared for emergencies and the results are very interesting. Not only did employees feel unprepared for non-fire emergencies, but the perception of safety preparedness varied depending on the age of employees.

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Assessing Your Risk Management Company

Assessing Your Risk Management Company

When a new year gets underway, it is important for a company to assess its business partners and make sure it is getting the best possible value. If you stay with a company for years out of blind loyalty, then you could be spending a lot of

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The Risks In Running A Restaurant

The Risks In Running A Restaurant

We have plenty of experience working with restaurant owners, and we can tell you that running a restaurant is hard work. The risks involved in running a restaurant are enhanced by the fact that the profit margins are very slim. If you want to reduce your chances

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The Risks Associated With Wind Farms

The Risks Associated With Wind Farms

When the conditions are right, corporations are taking advantage of their windy locations to keep their energy costs down. As a construction contractor who builds wind farms, you have to be conscious of the risks involved and know how to protect your business and employees. We are

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Getting Started With Workers’ Compensation

Getting Started With Workers’ Compensation

In states such as New York, it is mandatory for a company with employees to have workers’ compensation insurance. States that mandate workers’ compensation also have minimum limits that every company must meet to avoid fines. We work with clients on workers’ compensation needs all of the

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Protecting The Contract Managers

Protecting The Contract Managers

Contract management is something construction companies can do on their own, or subcontract out to a professional organization. Contracts are complicated legal documents and contract managers assume all of the risk involved in executing and altering contracts. All of this opens up a lot of areas of

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Insuring Your Next Concert Event

Insuring Your Next Concert Event

Whether you are planning a small one-group concert or a huge festival, security and insurance must be two of your primary concerns. The challenges facing concert promoters are no secret with all of the news of tragedies at shows, and concert promoters must be sure they are

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Risks Paving Contractors Need To Be Aware Of

Risks Paving Contractors Need To Be Aware Of

Being a paving contractor means working with big machines and handling a lot of debris. But did you also know that paving contractors need to protect against possible pollution infractions and hazardous waste issues because of the materials they use? Our business experts are trained to handle

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The Hidden Risks Of Demolition

The Hidden Risks Of Demolition

For a large number of our construction clients, building work cannot begin until existing structures have been eliminated. Demolition is a dangerous business, and that is why we spend a great deal of time counseling our demolition clients on the best ways to protect their companies and

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Your Annual Risk Audit

Your Annual Risk Audit

As risk mitigation professionals, we work closely with our customers to adjust to changes as they happen to make sure that coverage is up-to-date. But over the course of a year, things can change so much that sometimes the coverage could use a little tweaking. That is

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Ensuring The Safety of Your Fleet

Ensuring The Safety of Your Fleet

A safe fleet of vehicles for your business means less money lost to unnecessary repairs, and it also means lower insurance premiums. We are constantly offering our clients advice on how to bring down their insurance costs, and we find that one big way of keeping costs

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How to Respond When a Worker is Hurt on The Job

How to Respond When a Worker is Hurt on The Job

No employer ever wants to have to see an employee get injured, but it happens on job sites across the country every day. Even the best safety programs can have injuries, but it is how the company responds to the injury that can help make the situation

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4 Things to Consider When Becoming an Uber Driver

4 Things to Consider When Becoming an Uber Driver

  Uber advertises itself as a great way to make extra money by simply using your car as a taxi, but it is what Uber does not tell you that could make all of the difference. Before you decide to join the Uber app and become a

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How to Choose Safe Drivers For Your Fleet

How to Choose Safe Drivers For Your Fleet

Your business relies on the smooth operation of your fleet of vehicles to survive, which makes the drivers you hire very important people. Any business that relies on a fleet of vehicles should have a comprehensive process for screening and hiring drivers, and that process should be

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Dealing With Cargo Theft

Dealing With Cargo Theft

It is estimated that American businesses lose around $173 million per year to various types of cargo theft. As business risk professionals, we make sure that all of our customers understand the importance of insuring against cargo theft and having risk protection in place to keep financial

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Reducing Construction Hazards Onsite

Reducing Construction Hazards Onsite

Construction companies have a lot of details to attend to with every job they do, and safety is one of the most important details any company can deal with. As risk management professionals, we understand the need for safety on a job site because a safe job

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The Risk Involved In Taking That Next Big Step

The Risk Involved In Taking That Next Big Step

A construction company is like any other business in that it is always looking for the chance to take that next big step in the company’s growth. A company should never sit still; it should always be looking for ways to grow. But when a construction company

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Planning For The Worst

Planning For The Worst

As a risk management company, it is our job to consider every possible contingency our clients could run into as they run their business. As you can imagine, some parts of our job are not very pleasant, but that is the reality of the world of business.

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The Importance Of Monitoring Project Progress

The Importance Of Monitoring Project Progress

When one of our clients invests in highly sophisticated project management software, we always insist that they take the time to become as familiar with their software as possible. Good software can help a company to monitor the progress of every project and make adjustments to projections

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The Risks Associated With Transporting Construction Equipment

The Risks Associated With Transporting Construction Equipment

Construction companies are constantly moving large equipment to job sites, or taking equipment off job sites for maintenance and repairs. When we consult with our clients, we always take the time to point out the many risks involved with transporting equipment and how those risks can affect

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Underride Guards Can Save Lives

Underride Guards Can Save Lives

In the discussion of how to make construction trucking safer, some time has to be spent discussing solutions for underride accidents. An underride accident occurs when a sedan or low-riding vehicle slams into the side or rear of a tractor trailer. In most cases, the impact will

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The Problem With Trailer Underride Accidents

The Problem With Trailer Underride Accidents

As a professional risk management organization that services the construction industry, we are well aware of the different kinds of dangers associated with construction work. We are also well-acquainted with the many dangers that the general public is unaware of, and we work hard to help our

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The Importance of Funds Control

The Importance of Funds Control

Not every element of risk for a construction company is found in the field or in the workshop. In our years of experience, we have saved our clients a lot of money simply by teaching the importance of funds control, and by offering comprehensive accounting services. If

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The Critical Role Of A Project Manager

The Critical Role Of A Project Manager

The Critical Role Of A Project Manager When you own a construction company, it is extremely important that you hire competent and experienced people to work on your projects. Every employee is important to your success, but your project managers are critical in keeping down the cost

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Planning For Circumstances Out Of Your Control

Planning For Circumstances Out Of Your Control

When it comes to mitigating risk, it is essential that you work with a professional and experienced organization. Our business professionals are experts at identifying and planning for risk that you might not consider significant. The conditions under which you do business are always affected by outside

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How A Construction Company Creates Its Own Risks

How A Construction Company Creates Its Own Risks

In the construction industry, there are plenty of inherent risks in the field work, and in the operating aspects of running the company. Building tall structures comes with a long list of risks, and running a business in this day and age where lawyers are kept very

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Staying Vigilant Reduces Risk

Staying Vigilant Reduces Risk

In any industry, there is a feeling of “that’s not my job” that can open up unexpected risk for any company. When we start talking about the construction industry, the idea of vigilance saving lives and reducing risk is extremely important. A construction company would never ask

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Areas Of Greatest Risk Exposure

Areas Of Greatest Risk Exposure

In the construction industry, risk is all around you. It is impossible for a construction company to start a job and not run into several different forms of risk, some of which can be financially devastating to the company. When we consult with our construction client on

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The Most Difficult Risk To Manage In Construction

The Most Difficult Risk To Manage In Construction

In the construction world, risk is everywhere. Our job is to help protect our clients from risk that is seen and unseen, and we have become proficient at that over the years. But with every client, there always has to be liability insurance in place to protect

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What Does It Mean To Transfer Risk?

What Does It Mean To Transfer Risk?

We deal so often in the transfer of risk that we sometimes don’t see the blank expressions in our clients’ faces when we explain to them that we can help in this area. We do eventually catch on that a little explanation is required, and we are

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Committing The Entire Organization To Risk Management

Committing The Entire Organization To Risk Management

When we talk to our customers about effective risk management, we always insist that risk management only works when the entire company is involved in the process. It sounds like a great thing to say, but what does it mean? As risk management experts, we can help

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Considerations You Will Need To Make When Using Drones

Considerations You Will Need To Make When Using Drones

Drones are the latest high-tech tool to rapidly become part of every day life in the construction industry, but they are definitely not toys. If you intend to use drones in your construction work, then you need to get in touch with your risk management professional immediately

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Strengthening Your Risk Management Approach

Strengthening Your Risk Management Approach

When we talk to new clients about risk management, we make it very clear that risk management is a co-operative effort. While we have years of experience in helping construction businesses to manage their risk, there is only so much we can do without the direct help

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Why Small Construction Companies Need Risk Management

Why Small Construction Companies Need Risk Management

  Since we are in the insurance business, we have become adept at explaining to construction company owners the value of what we offer. If you do not utilize professional risk management services, then you are opening yourself up to significant and possibly business fatal financial losses.

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Protection From Risk You Never Saw Coming

Protection From Risk You Never Saw Coming

A big part of our job as risk management experts is to be able to identify risk potential that our clients would never see. While we would like to think that we have become quite good at identifying all sorts of risks, the difficult part is getting

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The Three Rules Of Construction Risk Management

The Three Rules Of Construction Risk Management

When we consult with our construction clients, we always try to keep our side of the conversation as effective as possible. We do not try to overload our clients with terms and information they really do not need, because that can make risk management appear to be

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Risk Management Responsibilities

Risk Management Responsibilities

Who is responsible for risk management in your construction company? Our clients will point at us and say that we are responsible, but they are only partially correct. Good risk management is a group effort, with each part of the company contributing to the overall success of

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Negotiating Risk

Negotiating Risk

We are always surprised when we take on a new client who is an experienced contractor but does not realize that risk is negotiable. Too often we see construction companies enter into agreements for jobs that assign risk to the wrong parties. If you are not checking

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Enhance Your Job Site Security

Enhance Your Job Site Security

When we discuss job site security with our clients, we stress how damaging theft can be. A piece of equipment that is stolen represents lost assets and lost production time. Both of those losses add up to some real financial problems for our clients. We have a

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Sharpen Your Risk Management Skills

Sharpen Your Risk Management Skills

When we coach customers on how they can help to mitigate their own risk, we always give practical advice that customers can use with each project and every day. As risk management professionals, we do everything we can to make sure that our clients are protected from

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The Four Simple Ways To Avoid Risk

The Four Simple Ways To Avoid Risk

It is a little misleading to say that avoiding risk is simple, but we have been able to boil down risk management into four tasks that anyone can understand. When we work with a client, our job is not to make risk into some kind of unattainable

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The 6 Faces Of Construction Risk

The 6 Faces Of Construction Risk

When risk management professionals talk about risk, the term can seem vague and even confusing to many construction company owners. Construction is a risky business, but a risk management professional sees risk in many different ways. Every construction worker takes on a certain amount of risk when

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Four Details You Are Forgetting For Your Business

Four Details You Are Forgetting For Your Business

Construction companies often do things at a faster pace than most other businesses for a variety of reasons. We have learned over the years that asking our construction clients to slow down is not going to get any results because deadlines are deadline. Instead, we have developed

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The Process Of Risk Management

The Process Of Risk Management

When we sit down with a new client for the first time, we go over the process of risk management and what each step really means. It is important to us that our clients gain a strong understanding of what goes into determining and managing risk, so

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Understanding OSHA In New York State

Understanding OSHA In New York State

The Occupational Safety and Health Administration (OSHA) is a federal agency that has offices all over New York State. While every contractor recognizes OSHA and what OSHA does, the role of OSHA in making sure that worksites are safe may be a little cloudy. We always recommend

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Interacting With Your Subcontractors

Interacting With Your Subcontractors

In any job situation, it is not unusual for the general contractor to allow its subcontractors to use some of the general contractor’s supplies or tools. But is lending materials and equipment to a subcontractor a good idea, and where is the line that should not be

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How To Protect Yourself From The Scaffolding Law NYLL 240(1)

How To Protect Yourself From The Scaffolding Law NYLL 240(1)

As a contractor, you are affected significantly by the different New York State Labor Laws (NYLL) and all of their provisions. One thing we have learned after years of helping contractors to mitigate risk is that every portion of the NYLL has details that can affect the

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Important People Every Contractor Needs To Hire

Important People Every Contractor Needs To Hire

When we start advising clients on how to avoid risk, we get into every aspect of their business. We look at business processes, and we also take a long look at the personnel in the office and in the field. In order to properly handle risk, you

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4 Business Practices That Reduce Your Risk

4 Business Practices That Reduce Your Risk

Construction companies deal with a lot of schedules and obstacles throughout the course of the day that can affect how a project is run. The well-prepared contractor knows that delays happen, and the worst thing they can do is ignore their safety policies to try and make

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The Benefits Of Focusing On Safety

The Benefits Of Focusing On Safety

When we work with a new client, the first thing we do is discuss their position on safety. Is there a safety policy in place? Does the company do regular safety training sessions and site inspections? As risk experts, it is our job to identify areas of

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Investing In Technology Can Protect Your Business

Investing In Technology Can Protect Your Business

One of the phrases we hear many times when talking to our construction clients is that “this is just the way we have always done things.” We are also sticklers for tradition and staying with equipment and processes that have proven their value over the years. But

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The Parts Of A Strong Risk Foundation

The Parts Of A Strong Risk Foundation

As qualified business consultants, our professionals are constantly working with construction companies to develop business practices that will help to reduce financial risk. Our experts spend a lot of time evaluating the business practices of our construction partners and developing the best possible ways for them to

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Ways to Make Sure Your Project is Done Safely

Ways to Make Sure Your Project is Done Safely

As risk mitigation specialists, our team of experts spends a lot of time monitoring and examining business processes. We pay attention to every detail, and note the more common causes of accidents so that we know how to protect our clients. One of the problems we have

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Direct and Indirect Risk

Direct and Indirect Risk

In the construction world, every construction company has to be concerned about direct and indirect risk. Direct risk is the events and activities that are directly attributed to your company and over which you have some level of control. There are two types of indirect risk; subcontractor

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Identifying Potential Injury Situations

Identifying Potential Injury Situations

In this blog, we will discuss specific types of situations that could result in injuries on any job site. Much of our content gives good information on how to protect your company from financial losses due to injuries, but we also feel it is important to help

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Keeping An Eye On The Details

Keeping An Eye On The Details

When our consultants start working with a construction client, the last thing we want to do is generalize that client’s account. When it comes to risk management, you need good details or else your claims may never go through. After many years in the risk assessment business,

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The Dangers Of Scaffolding And Ladders

The Dangers Of Scaffolding And Ladders

When we work with a construction client, one of our first tasks is to assess the risk involved in every aspect of the client’s operations. If your company does construction work, then you use ladders and scaffolding in some way. Whenever you put up scaffolding on a

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What We Do To Help Your Company

What We Do To Help Your Company

We are a full-service risk mitigation organization that utilizes professional business consultants to help our clients succeed. It is a lot of big talk, but what does it mean? How does an organization like ours help to protect a contracting organization like yours? We could give you

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Properly Maintaining The Jobsite Reduces Risk

Properly Maintaining The Jobsite Reduces Risk

  Our job is to help our customers prevent financial losses by reducing risk. We look at the way you do business as a contractor, and then we make recommendations that will protect your business during the normal course of operations. We are also experts at helping

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The Services Of A Good Risk Manager

The Services Of A Good Risk Manager

We have been in business for years, and we have accumulated a great deal of experience in risk management for dozens of industries. Our business consultants are far more than just insurance agents or brokers. They are professionals who will assess your business and make recommendations to

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5 Actions That Immediately Increase Your Risk

5 Actions That Immediately Increase Your Risk

  As a contractor, you have to be careful with the way you conduct business. Each transaction you make should be covered by a purchase order or an invoice and the proper indemnification agreements, and every subcontractor you work with should have the proper types of insurance

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Your Source For Professional Power Plant Risk Management

Your Source For Professional Power Plant Risk Management

Owning a power plant has become much more complicated and the demands on your business have changed considerably. The demand for power is growing around the country, and the methods used for generating power have all come under scrutiny. Environmental laws are causing power plants to re-evaluate

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Staten Island Location

201 Edward Curry Ave,
Staten Island, New York 10314
Tel:  718-370-3131
Fax: 718-370-3110

Email: info@tceins.com


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Long Island Location

490 Wheeler Road, Ste 251,
Hauppauge, New York 11788
Tel: 631-336-2572
Fax: 631-761-6486
Email: info@tceins.com