Staten Island, NY 718-370-3131 Hauppauge, NY 631-352-5700

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Archive for the Construction Insurance Category

Importance of General Liability Insurance for a General Contractor

Importance of General Liability Insurance for a General Contractor

Accidents are an unfortunate occurrence on construction sites, with rates more than double those of all other sectors. As a contractor, you may need to have general liability insurance to protect you from liability. Otherwise, you will be financially responsible for any damage done to the client’s

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Insurance Services for the General Contractor

Insurance Services for the General Contractor

Insurance services that are focused on helping the general contractor get the right coverage can be difficult to find. Many insurance agencies do not put their focus on providing things like demolition insurance or protection for the environmental industry. An energy insurance agency or environmental insurance services

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Here Is a Guide to Help You Understand Demolition Insurance

Here Is a Guide to Help You Understand Demolition Insurance

The demolition industry is on an uptrend with the rapidly expanding market generating over $6.7 billion in 2019. With a workforce of over 24,000 technicians working with potentially dangerous drilling and blasting equipment, you need to get the right demolition insurance. This cover is an invaluable asset

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What You Need to Know About Demolition Contractors Insurance Programs

What You Need to Know About Demolition Contractors Insurance Programs

Connecting with a good demolition contractors insurance program can be one of the best things you do for your company. A demolition contractors insurance program can help to protect your business assets and can help to elevate your business. Protecting your business from liability has to be

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What Insurance Do I Need as a Subcontractor

What Insurance Do I Need as a Subcontractor

  One straightforward reason to have an insurance plan as a subcontractor is that many New York companies will not hire you if you do not have protections in place. Those companies that are willing to work with you may ask you to sign liability waivers that

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The Risk Needs Of Subcontractors

The Risk Needs Of Subcontractors

  Subcontractors are a major part of the world of construction that assume risk in the same way as general contractors. In order to attend to the risk that subcontractors face, it is necessary to analyze their specific businesses and create custom solutions. As a professional risk

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What Do General Contractors Worry About?

What Do General Contractors Worry About?

  Being a general contractor carries a tremendous responsibility to clients, workers, and the public at large. Not only does a general contractor have to worry about its own workers and operations, but it also has to worry about all of its subcontractors as well. If a

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What Type Of Insurance To Get As A General Contractor

What Type Of Insurance To Get As A General Contractor

General contractors carry a broad range of insurance that includes many types of coverage made specifically for builders. As insurance experts, we always take the time to run down the list of insurance general contractors will need with every client so that they understand the importance of

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What you Need to know about Insurance as an Independent Contractor

What you Need to know about Insurance as an Independent Contractor

Being an independent contractor is a great way to add some variety to your career, and it is also the best way to be your own boss. But if you have become used to working for another company and decide to become an independent contractor, then you

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The Importance Of Monitoring Project Progress

The Importance Of Monitoring Project Progress

When one of our clients invests in highly sophisticated project management software, we always insist that they take the time to become as familiar with their software as possible. Good software can help a company to monitor the progress of every project and make adjustments to projections

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What Is A Builder’s Risk Insurance Policy?

What Is A Builder’s Risk Insurance Policy?

Job owners generally survive by establishing good working relationships with contractors, but not necessarily trusting contractors to be safe on every job. Even the best contractors run into trouble, and that is why builder’s risk insurance exists. If you are a new contractor, then we suggest you

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The Business Of Construction

The Business Of Construction

As risk management experts for construction companies, we worry about more than just what is going on at the job site. The business of construction is complicated, and your company can run into serious financial trouble if you do not protect against the risks of doing business.

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Have You Ever Considered These Areas Of Risk?

Have You Ever Considered These Areas Of Risk?

When we talk to construction companies, we never focus just on the construction operations side of the business. We are well aware of the fact that construction companies are businesses and face the same general risks that any other business would face. But have you ever considered

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How Construction Drones Can Pay For Themselves

How Construction Drones Can Pay For Themselves

As part of our job in risk management, we keep a close eye on emerging technologies that we believe can help our construction clients to be more productive. We have talked about how drones can help with security, but we wanted to spend a little time pointing

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Marijuana Legalization & Insurance

Marijuana Legalization & Insurance

Many of our construction company clients are starting to become concerned about having to deal with marijuana as it becomes legalized in more states. The issue is not the recreational legalization of marijuana because that can be treated just like recreational alcohol. If a worker is incapacitated

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Why Not Take The Risk?

Why Not Take The Risk?

You run a small construction company and you know that an upcoming project is going to require a new type of safety equipment. You could be fined if you do not use the equipment, but the fine would not be nearly as expensive as buying the new

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How Much Should You Really Automate?

How Much Should You Really Automate?

If there is one thing we have noticed in our years of working with the construction industry it is that construction executives take a long time to start adopting any new ideas. But once something new takes hold in the construction industry, it can take off like

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Tips On Renting Tools And Equipment

Tips On Renting Tools And Equipment

All of our construction company clients wind up renting tools, vehicles, or other types of equipment at some point. There are plenty of good reasons to rent equipment instead of buying, but you could be doing your company a disservice if you did not consider all of

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Tips For Winter Safety On A Jobsite

Tips For Winter Safety On A Jobsite

As with most other things in your life, the winter weather can force you to change routines and find alternative ways of getting things done. When it comes to our construction clients, we are constantly emphasizing the importance of altering their safety policies during the winter to

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What Type Of Insurance Helps After A Storm

What Type Of Insurance Helps After A Storm

Many of our construction clients located in areas known for hurricanes have special types of insurance coverage that often kicks in after a storm has passed through. If you own a construction business that is threatened by hurricanes every year, then it is in your best interests

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Surveillance Cameras And Your Jobsite

Surveillance Cameras And Your Jobsite

Every construction company owner knows that surveillance cameras are excellent ways to deter crime, and to help police identify and catch criminals. It would seem obvious that construction companies would install surveillance cameras at every job site to protect equipment and discourage vandalism, but there has always

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Construction Risks You Never See Coming

Construction Risks You Never See Coming

One of the advantages we offer when it comes to risk management is all that we have experienced in our years of being in business. Some construction company owners could be in the industry for decades and still not experience many of the instances of risk that

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Your Responsibilities To Jobsite Visitors

Your Responsibilities To Jobsite Visitors

When your jobsite has visitors, it is easy to take their safety for granted. Many construction professionals forget that jobsite visitors often do not have the experience of a construction worker and do not have the instincts to stay out of harm’s way. There are also certain

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Important Factors That Affect Your Risk

Important Factors That Affect Your Risk

Our construction clients are always up to date on the latest in insurance and legal information because it is our job to keep them updated. But when it comes to running a business, we always insist that our clients keep us in the loop whenever anything changes.

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Cranes And The Changing Face Of Risk In New York City

Cranes And The Changing Face Of Risk In New York City

In February 2016, a large crane collapsed and killed one person on a construction site in New York City. As risk experts, we keep track of all of the latest news as it pertains to construction accidents, and New York City’s construction industry is changing rapidly thanks

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4 Details You Need To Attend To With Subcontractors

4 Details You Need To Attend To With Subcontractors

When it comes time to start breaking ground on your new project, it is important to have all of your subcontractors on the same page. The only way to keep your project running smoothly is to create methods for monitoring subcontractor work, and making sure that everyone

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Hiring the Right People

Hiring the Right People

As a construction company, your business is powered by the people that you entrust to get the job done. As a risk mitigation company, it is our job to make sure that every part of your business is maximized to avoid risk and save you money. We

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A Quick Site Inspection Cheat Sheet

A Quick Site Inspection Cheat Sheet

When we start working with a new client, one of the first things we talk about is the idea of hiring a site inspection expert. We understand the expense involved, which is why we are always prepared to discuss the financial return on that sort of investment.

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What You Need To Know From A Subcontractor

What You Need To Know From A Subcontractor

We have talked at great length about protecting your company from the dangers presented by subcontractors, but we wanted to share some business ideas with you to help your business get more productivity and profitability from the subcontractors you use. As risk experts, we know the importance

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The Letter Of The Law

The Letter Of The Law

As contractor industry experts, we have become well-versed in all of the laws governing New York State construction sites. The biggest reason that we have become so knowledgeable about construction laws is because ignorance of those laws could cost a contractor a lot of money now, and

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What If I Cannot Afford Insurance?

What If I Cannot Afford Insurance?

One of the questions we hear most often from our clients deals with the cost of having insurance. We understand contractors and we appreciate their need to have something tangible in their hands to give that satisfaction of spending money. When a contractor buys a new bulldozer,

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The Dangers Of Scaffolding And Ladders

The Dangers Of Scaffolding And Ladders

When we work with a construction client, one of our first tasks is to assess the risk involved in every aspect of the client’s operations. If your company does construction work, then you use ladders and scaffolding in some way. Whenever you put up scaffolding on a

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The 4 Elements That Must Be In Place Before You Start A Project

The 4 Elements That Must Be In Place Before You Start A Project

In the construction industry, things can happen quickly. As you are working on a job site, you determine that you need a certain type of subcontractor. You call a subcontractor you have done work with before and put them on the job with only a handshake agreement.

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Five Steps To Creating A Safer Job Site

Five Steps To Creating A Safer Job Site

  When a construction company sets up a new work site, there are several legal and procedural things that must be done before work can begin. The proper paperwork has to be signed, labor law posters must be put up, and the right supervisory staff must be

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Necessary Provisions In Subcontractor Agreements

Necessary Provisions In Subcontractor Agreements

Every general contractor that uses an expansive network of subcontractors is unnecessarily increasing their exposure to risk. While a general contractor does not have the time to micromanage their subcontractors, the work of a subcontractor is still the responsibility of the general contractor in charge. As contracting

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What New York General Contractors Need To Know About Their Subcontractors

What New York General Contractors Need To Know About Their Subcontractors

  A big part of mitigating risk for your contracting business is making the right decisions each and every day. You need to have a good maintenance schedule in place for your equipment, you need to hold regular safety training sessions for your employees, and you need

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Utility Contractors Need The Right Kind Of Risk Protection

Utility Contractors Need The Right Kind Of Risk Protection

When it comes to protecting utility contractors, it takes more than just general insurance information and a product pamphlet. When we take on the task of mitigating risk for utility contractors, we utilize our experienced business professionals who have worked a number of years in the utility

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Why You Need Paving Contractor Insurance

Why You Need Paving Contractor Insurance

Paving contractors face a variety of challenges to their business every day, and it can be risky for a contractor to work without the proper insurance in place. Our business consultants are paving contracting experts with several years working with companies that build roads and parking lots

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The Right Demolition Insurance For Your Company

The Right Demolition Insurance For Your Company

The demolition industry is one of the most dangerous contracting fields for the workers and companies that are involved. There is a level of unknown danger on any demolition job site that could lead to company property damage, serious injury or even death. That is why demolition

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Protect Your Business With Construction Insurance

Protect Your Business With Construction Insurance

If you own a construction business, then you are already aware of how important it is to track your costs and save money. What would you do if one of your big machines was damaged on a job site? You would probably rent a replacement, right? Did

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What You Need To Know About Demolition Insurance

What You Need To Know About Demolition Insurance

Demolition contractors run into issues on every job that other types of contracting businesses normally never have to deal with. One wrong decision on a demolition site and the result could be disastrous. That is why it is so important for every demolition company to have the

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Why You Need Construction Insurance

Why You Need Construction Insurance

Any business needs insurance, but many industries benefit from insurance products that are specifically geared towards their needs. The list of companies that would benefit from construction insurance includes: General contractors Security system installation companies Carpenters Handyman businesses Plumbers Masonry contractors Developers Renovation companies The contracting industry

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Staten Island Location

201 Edward Curry Ave,
Staten Island, New York 10314
Tel:  718-370-3131
Fax: 718-370-3110

Email: info@tceins.com


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Long Island Location

490 Wheeler Road, Ste 251,
Hauppauge, New York 11788
Tel: 631-336-2572
Fax: 631-761-6486
Email: info@tceins.com